Welcome to Cigna Healthcare in Africa

Health insurance offers financial protection against unexpected medical expenses, ensuring individuals can access necessary health care without facing significant financial burdens. It facilitates timely medical interventions and treatments, reducing the risk of health complications and improving recovery outcomes. Additionally, it alleviates the mental strain associated with medical costs, allowing patients to focus on healing rather than financial concerns.

Group health insurance is a type of insurance plan that provides health care coverage to a group of people, typically employees and members of an organization. For employees, it typically covers a range of medical expenses, including hospitalization, doctor visits, prescription medications, and preventive care.

Cigna Healthcare in Africa provides extensive coverage across the African continent, ensuring that health care solutions are accessible throughout the region. The coverage spans several countries, including but not limited to Kenya, Uganda, Mauritius, Tanzania, Nigeria, Ghana, Mozambique, Democratic Republic of the Congo (DRC) and Zambia.

While employer health insurance provides valuable coverage for basic inpatient and day-patient treatments, its scope may vary between companies and might not address all health care needs. However, if needed, employees may enhance their health care by buying private individual or family health insurance.

When choosing the best group health insurance, small businesses need to consider several aspects, including the industry risk level, chemical exposure, employee stress levels, employee nationality and access to health care in their home countries, and simplicity of service.