Cigna Africa plan – Group health insurance for employees

The Cigna Africa plan provides accessible and flexible coverage for employee’s health care needs, offering comprehensive group health insurance that is targeted to the needs of individuals in the African region.

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Fusing global health care expertise with local knowledge

Cigna Healthcare seamlessly blends global health care expertise with local wisdom, ensuring reputable service with a deep understanding of regional nuances.

1st Pan-African group health solution

A fully locally admitted group health solution tailored to meet diverse needs across Africa.

164 million customer relationships worldwide

Drawing from a vivid network to deliver trusted care to millions globally.

Dedicated local claims support teams

Dedicated local teams provide efficient support, while understanding the unique regional dynamics.

Comprehensive digital services

Accessible digital platforms enhance convenience, empowering users with seamless health care management.

Cigna Africa plan

With Cigna Africa versatile health care plan, we address every aspect of your well-being. From in-patient and outpatient visits to maternity care, preventative measures, wellness initiatives, and medical evacuation, our plans offer comprehensive coverage. With fully flexible options, choose from five areas of cover and six plan levels to tailor your coverage precisely to your lifestyle and requirements. Don't compromise on your health and well-being, invest in Cigna Africa plan today for peace of mind and comprehensive health care coverage.

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Benefits of Cigna Africa plan

Comprehensive coverage

Provides broad medical coverage including hospitalization, outpatient services, and emergency medical evacuation, ensuring complete health care security.

Global network access

Access to a vast network of health care providers across Africa and globally, facilitating high-quality care wherever you are.

Telehealth services

Offers 24/7 access to our Global Telehealth service, allowing consultations with doctors via phone or video, ideal for non-emergency health concerns.

Wellbeing programs

Includes wellbeing programs aimed at improving mental focus, reducing stress, and enhancing nutrition and sleep quality for overall better health.

Flexible plans

Various plan options are available, catering to different needs and budgets, ensuring that businesses can find a suitable match for their specific requirements.

Dedicated support

Continuous support through the Cigna Envoy® platform, providing easy management of health care plans and direct help with any service inquiries or issues.

Plan comparison table

Plan Area of cover In-patient care Out-patient treatment methods Medical evacuation Maternity Benefits Dental & Vision Benefits Wellness

Cigna Africa

  1. Africa
  2. Africa+

    (including India, Pakistan, Sri Lanka, Bangladesh, and Lebanon)

  3. Europe

    (including Africa, India, Pakistan, Sri Lanka, Bangladesh and Lebanon)

  4. Worldwide

    excl. USA

  5. Worldwide*

    *Cover in the USA is not available on Core and Standard Care plans.

Y

Y

Y

Y

Optional

Y

Cigna Africa Assist

  1. Africa
  2. Africa+

    (including India, Pakistan, Sri Lanka, Bangladesh and Lebanon)

  3. Europe

    (including Africa, India, Pakistan, Sri Lanka, Bangladesh and Lebanon)

  4. Worldwide

    excluding USA

Y

Optional Pre-post hospitalisation OP treatments.

Y

Y*

Optional

N

Cigna Africa EMS

  1. Africa+

    (including India, Pakistan, Sri Lanka, Bangladesh and Lebanon)

  2. Europe

    (including Africa, India, Pakistan, Sri Lanka, Bangladesh and Lebanon)

  3. Worldwide

    excluding USA

  4. Worldwide

Y

Solar & LNG only IP benefits with medical evacuation

Y

Y

Optional

Y

*limited coverage

Cigna Envoy® app and portal

The Cigna Envoy® app is a comprehensive digital tool that simplifies managing health care by allowing members to locate specialists, submit claims, and access telehealth services—all with just a few taps on your smartphone.

Download the app today.

Locate health care facilities

Find health care providers and facilities, receive directions through Google Maps™.

Submit claims

Easily submit claims using your smartphone’s camera via the app.

Access resources

Access health tutorials, videos, and wellness resources online.

Telehealth

Online video or voice call consultations with health care professionals.

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Why choose us

Global best practices & local know-how

Benefit from the on-the-ground experience in Africa combined with global health care expertise. Our commitment to compliance ensures simplicity.

Service first

Our dedicated client management team prioritizes exemplary customer care, aiding 24/7/365, ensuring your peace of mind with any help required.

Affordable quality

We ensure long-term sustainability through cost control measures while delivering quality care. Our clinical case management guarantees cost-effective yet high-quality health care solutions.

Access made easy

Enjoy access to a vast global network of over 1.7 million medical providers, with over 3,000 in Africa. Our plans include expert medical evacuation services facilitated by Healix.

Using technology wisely

Simplify your health care experience with our Cigna Envoy® app, allowing you to manage claims, access policy documents, and utilize health and well-being tools conveniently. Get access to doctor consultations through telehealth services.

Holistic health & wellbeing

Experience whole person health through our Employee Assistance Programs (EAP), including platforms like Connect for Health and LVL. Gain support through our chronic condition and decision support programs.

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FAQ's
What support services is offered by Cigna Healthcare in Africa, for health care management?

Cigna Healthcare Africa offers extensive support services including 24/7 customer service, online health management tools, and access to health advisors to help manage and optimize your health care experience.

How does Cigna Africa plan differ from other health insurance plans?

Cigna Africa plans are customized to address the unique health care needs of those living and working in Africa, offering robust coverage including emergency evacuations and access to a global network of health care providers.

Can I choose my own doctor with Cigna Africa?

Yes, Cigna Africa plans typically allow you to choose from a wide network of health care providers, giving you the flexibility to select your preferred doctors and specialists.

What are the benefits of the Cigna Envoy® app for managing health care?

The Cigna Envoy® app offers a range of benefits for managing health care, including the ability to locate health care providers, submit and track claims, access telehealth services, and utilize health and wellness resources—all from the convenience of your smartphone.

Can family members be added to a Cigna Healthcare group health plan?

Yes, most Cigna Healthcare group health plans allow for the inclusion of family members, providing comprehensive coverage for dependents.

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Legal information:

Policy Services are provided by Cigna International Health Services Kenya Limited (Company Registration Number CPR/2015/178985) directly or through a member of its group (in relation to Cigna International Health Services Kenya Limited means Cigna International Health Services Kenya Limited, any subsidiary, any affiliated company or holding company from time to time of Cigna International Health Services Kenya Limited and any subsidiary from time to time of a holding company of Cigna International Health Services Kenya Limited). Information contained herein is subject to the Terms and Conditions of your policy. To discuss the cover under your policy, please contact Cigna International Health Services Kenya Limited using the number of the back of your ID Card. Cigna International Health Services Kenya Limited (Company Registration Number CPR/2015/178985) or a member of its group (as relevant in your jurisdiction) is the administrator of your health policy.
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